Many physicians end up paying more than necessary for the same exact disability policy as another one who pays half of what they do.
They committed one of the 5 major mistakes which skyrocket disability policy rates.… READ MORE
When physicians reach out to me about disability policies, they always ask what types of disability policies are available.
There are two different types. But even though they’re both considered disability policies, one works in your favor and you may be forced to pay back your benefits with the other one.… READ MORE
Unlocking the best disability coverage for physicians in the nation is a simple process. But it does require your medical records and an underwriter.
While most physicians have no trouble with this process, it can take longer than expected for insurance companies to make sure you’re healthy-ish.… READ MORE
Many of my clients plan on moving to California after their residency. And so they ask if they should purchase disability insurance before moving.
Absolutely! In fact, disability insurance costs 20-30% more in California compared to any of the 49 other states.… READ MORE
As a specialist, you have worked hard to grow your practice. But you never know when an unforeseen circumstance might sneak up and destroy your income and way of life.
Navigating the ins-and-outs of own-occupation disability insurance is confusing and lethal — especially when you do a lot of procedures & clinic work.… READ MORE