As a physician, long-term disability insurance is a must. And as your salary increases, you’ll need to increase your coverage as well to match your income.
But navigating insurance policies can be a nightmare.… READ MORE
If you’ve ever looked into disability insurance coverage, you know that it can be confusing. There are so many terms and definitions that it can make your head spin. But if you focus on the essentials, it becomes easier to understand.… READ MORE
You probably already know that disability insurance is something you need to have, but you might have wondered if you need it while you’re young and not making much money.
In this episode, Billy discusses the benefits to getting your disability coverage as soon as possible, and why waiting could leave you without insurance when you need it most.… READ MORE
Getting your own specialty disability coverage is one of the best decisions you can make for your financial future. But should you try to do it by yourself? If you’ve ever looked into disability insurance, you probably know that policies are filled with confusing language and definitions.… READ MORE
When it comes to you and your disability insurance, words matter. Specifically the policy language that defines your occupation. How this part of the policy is worded can make the difference between the insurance company paying you during a disability, or leaving you high and dry on a technicality.… READ MORE
Buying disability insurance can be confusing—especially as a physician. With all the different levels of experience, specialties and more it’s easy to get overwhelmed by all the options.
But when you have a clear overview, your confusion fades and you get confidence that lets you make a great decision for yourself and your family.… READ MORE
You’re a busy physician. You barely have time to think, let alone worry about things like disability insurance policies.
But the wrong policy could mean the difference between being able to support your family and losing everything if you can’t work due to an illness or injury.… READ MORE
As an early-career doctor, you’ve barely got a spare minute to yourself. The last thing you want to do is spend hours poring over insurance policy options.
But choosing the right disability insurance policy is one of the most important financial decisions you’ll ever make.… READ MORE
You know that disability insurance protects you if you are injured and unable to work, allowing you to still provide for your family. But what about the true worst-case scenario… Dying and leaving your family without any financial resources at all.… READ MORE
Ameritas, one of the largest disability insurance companies, has two fixed premium choices. And while one is more expensive than the other, it doesn’t make it the best rate. Or even the one you should choose. … READ MORE
