You don’t like to think about it. But you know that in a blink something could happen that leaves you financially responsible for a fortune.
But you don’t have a fortune. So now what? Can creditors or the government come after everything you have?… READ MORE
You know that IBC is built on cash value whole life insurance policies, so you might think term life isn’t worth your attention.
Don’t be so sure!
It turns out, term life insurance can make it easier for you to build your banking system.… READ MORE
You’ve got plenty of life left to live, so you don’t want to think too much about all the expenses involved when you die.
But that’s dangerous, because without proper planning you could leave your loved ones a nightmare, even if you have a fortune in hard assets.… READ MORE
If you have disability coverage at work you probably think you’re “all set” if something happens.
But the truth is, most coverage offered by employers hides terrible surprises. Surprises that mean you’ll get a lot less than you think, if you ever need to collect benefits.… READ MORE
You’ve heard people use that dreaded “D” word…
Disability.
It’s dreaded for good reason, because even temporary disability can demolish your savings. And yet, so many people don’t give this danger a second thought.… READ MORE
You know the appeal of “being your own bank” and how you can use your IBC system to effectively give yourself a loan.
And since you know those loans would ultimately be taken out of your death benefit, you might be thinking “Why not borrow the money, and then never pay the loan back?”
It’s easy to think this way.… READ MORE
Nobody looks at the terms of a loan and thinks “I wish I could pay higher interest on this!”
So you might look at loans you make to yourself through your IBC the same way: “I’ll just pay back at the low rate the insurance company charges, and no higher.”
Believe it or not, thinking like this could cost you!… READ MORE
There are different ways to structure a whole life policy. And that’s great, because you can tailor your policy to your needs and goals.
But with all those options, you’ve got to be careful!
That’s why today we’re talking about the 90/10 policy structure.… READ MORE
You’ve heard of Dave Ramsey. So you probably know one thing he loves almost as much as cutting up credit cards is putting down whole life insurance.
Since he’s helped so many people learn how to budget, and how to get out of consumer debt, it can be easy to think he really knows everything he talks about.… READ MORE
You want to get started with IBC. But where will you find the money to get started?
Your monthly budget is already stretched too thin. And you’re trying to pay off credit cards or other consumer debt.… READ MORE
