It’s easy to think only the wealthy can afford to use IBC. But is it true?
In this episode, I’ll show you why the Infinite Banking Concept isn’t off-limits to anybody, even if you can’t start with as much as a millionaire.… READ MORE
It’s not unusual for people to be serious about Infinite Banking, but hesitant about the process to get started. Is it complicated? Scary? Hard? Am I really ready?!
If you’ve ever had any of those questions, this episode is for you!… READ MORE
You’ve done your homework and you’re enthusiastic about the Infinite Banking Concept. But you’re concerned your advisor might not feel the same way.
Truth is, you might be right! And in this episode I’ll share different reasons more advisors aren’t on board with IBC.… READ MORE
You’ve heard of Dave Ramsey. So you probably know one thing he loves almost as much as cutting up credit cards is putting down whole life insurance.
Since he’s helped so many people learn how to budget, and how to get out of consumer debt, it can be easy to think he really knows everything he talks about.… READ MORE
There are popular trends in the industry that concern me. Because they result in policies that look good on paper, but don’t deliver like the client expects, and can even produce a policy that becomes a dreaded Modified Endowment Contract (MEC).… READ MORE
You can reach a point when you’re no longer required to keep funding your Whole Life policy. And so it’s easy to think you should stop as soon as that moment comes and put your money toward something else.… READ MORE
Whole Life Insurance is a key part of IBC, but it takes some money to get it going. Especially when you fund Paid Up Additions that boost what your policy can do for you.
And if your budget is tight, you might think you can’t possibly find those funds.… READ MORE
You talked to an IBC practitioner and they showed you an illustration. Now you want to see another practitioner in hopes they can show you an even better one.
But should you pick your practitioner based on a better-looking illustration?… READ MORE
When you have extra cash available it’s easy to think applying it directly to a large balance–like a mortgage–is a good idea.
But in most cases there’s a better use for that money, even if it is strategically used in a different way to help you accomplish the same goal.… READ MORE
You’re no stranger to premiums, but you might not realize all the options you have for paying your Whole Life insurance premiums, and what difference they make to your Infinite Banking strategy.
In this episode I’ll explain your options, and the surprising flexibility, for paying your Whole Life premiums.… READ MORE
