Paid-Up Additions (PUAs) aren’t complicated, but the way different insurance companies handle them can be. And if you don’t know how the company you plan to use does it, you could be in for a costly surprise.… READ MORE
Imagine you pass away and the beneficiary of your life insurance policy (or other product with a beneficiary) ends up going to the wrong person.
All because your life changed, and your beneficiary should have too, but you forgot to make the changes.… READ MORE
Getting started with Infinite Banking is exciting, but it can also make you nervous: Especially if you’re concerned about how to fund it. And many people are, because I’m often asked questions like “How much does it take to get started?” and “Do I need to have a lot of money up front?”
So today I’m here to help calm those nerves!… READ MORE
Some people don’t realize churches can utilize Whole Life insurance and the Infinite Banking Concept. And even fewer realize how many people in a church are eligible to be insured–it isn’t just the pastor!… READ MORE
If you’re young and healthy you can be tempted to delay getting long-term disability insurance. But in addition to coverage in an unpredictable world, there are also benefits you can glean from a policy even if you never become disabled.… READ MORE
You know some things can slow down accelerated underwriting. But there are also health conditions that can slow down underwriting even if it isn’t accelerated.
In this episode I’m sharing common health conditions that can get in the way, and how to know whether they can be overcome or will lead to rejection.… READ MORE
Accelerated Underwriting sounds faster than conventional underwriting, and it certainly can be. But you might be wondering: just how fast is it?
In this episode I’ll share, from real experience, how quickly approval can happen.… READ MORE
You know about the underwriting process for life insurance, but you might be wondering exactly how it works and how long it should take.
In this episode I’ll explain what happens as soon as you sign the application, what an underwriter is looking for, and why honesty is absolutely your best policy throughout the process.… READ MORE
We’ve talked about how a Whole Life policy can “MEC,” but the language around what makes this possible can be confusing.
So I’m here to help with more information about the biggest risk to existing policies later becoming Modified Endowment Contracts.… READ MORE
You’ve heard that a Whole Life policy can “MEC.” But what does that even mean? And what are the real-life consequences if your policy becomes a Modified Endowment Contract?
The consequences are real and undesirable.… READ MORE
