You like the idea of IBC, but you’re wondering if you really have the money it takes to get started.
You’re not alone! It’s normal for clients to wonder if they can really afford this, and how much they need to get started. That’s why in today’s episode I’m going to help you understand why I advise the funding levels that I do.
I’ll also explain why your exact number won’t be the same as somebody else’s, and why that’s a good thing!
Listen now!
Show highlights include:
- Counterintuitive reason you should always aim for the high end of your budget range. (1:14)
- The one question you need to ask to know the right level for you. (1:25)
- What IBC rookies misunderstand about borrowing and the death benefit. (2:11)
- What a coffee stand can teach you about IBC. (3:25)
- Tight budget? Try looking in these places to find the funds you need for your premium. (7:19)
- Unexpected (and costly) headaches if you try to go UP in premium after you’ve started your policy. (9:11)
- How to use term life insurance to maximize IBC…and you won’t need any extra underwriting! (10:43)
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