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Billy Gwaltney | Cover Your Assets

If disabled can I collect from both private coverage & also employer group LTD

Billy Gwaltney | Cover Your Assets         Billy Gwaltney | Cover Your Assets        
If disabled can I collect from both private coverage & also employer group LTD           If disabled can I collect from both private coverage & also employer group LTD          
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    If your employer provides you with a group disability insurance plan, buying private coverage might feel redundant. 

    But if you do become disabled, you don’t want to lose the lifestyle you’ve worked so hard to achieve. 

    So collecting both seems like a great way to ensure you and your family miss nothing. In this episode, you’ll find out all about collecting disability insurance from two policies.

    Listen now to discover how to maximize your payouts if you become disabled!

    Show highlights include: 

    • Why your private policy lets you collect benefits on disabilities group insurance doesn’t even cover (1:41)
    • How private coverage always adds to your employer’s policy (2:37)
    • Why your employer’s group policy might not pay out (even if it specifies 60% of your salary) (4:17)
    • The sneaky way your employer’s policy might be a false sense of security (4:38)

    To ask questions on insurance coverage or to get a quote, please don’t hesitate to call us anytime at 704-270-2376, and I’d be glad to discuss your specific situation with you.

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