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If you have disability coverage at work you probably think you’re “all set” if something happens.
But the truth is, most coverage offered by employers hides terrible surprises. Surprises that mean you’ll get a lot less than you think, if you ever need to collect benefits.… READ MORE

You’ve heard people use that dreaded “D” word…
Disability.
It’s dreaded for good reason, because even temporary disability can demolish your savings. And yet, so many people don’t give this danger a second thought.… READ MORE

You know the appeal of “being your own bank” and how you can use your IBC system to effectively give yourself a loan.
And since you know those loans would ultimately be taken out of your death benefit, you might be thinking “Why not borrow the money, and then never pay the loan back?”
It’s easy to think this way.… READ MORE

Nobody looks at the terms of a loan and thinks “I wish I could pay higher interest on this!”
So you might look at loans you make to yourself through your IBC the same way: “I’ll just pay back at the low rate the insurance company charges, and no higher.”
Believe it or not, thinking like this could cost you!… READ MORE

There are different ways to structure a whole life policy. And that’s great, because you can tailor your policy to your needs and goals.
But with all those options, you’ve got to be careful!
That’s why today we’re talking about the 90/10 policy structure.… READ MORE

You’ve heard of Dave Ramsey. So you probably know one thing he loves almost as much as cutting up credit cards is putting down whole life insurance.
Since he’s helped so many people learn how to budget, and how to get out of consumer debt, it can be easy to think he really knows everything he talks about.… READ MORE

You want to get started with IBC. But where will you find the money to get started?
Your monthly budget is already stretched too thin. And you’re trying to pay off credit cards or other consumer debt.… READ MORE

People fear government programs like Social Security becoming insolvent.
And for good reason: Sometimes banks run into financial troubles, and even collapse.
So maybe you’ve wondered: If I’m going to pay life insurance premiums for years on end, how can I be confident the company will have the money to pay the death benefit to my loved ones when I pass away?… READ MORE

Most people hear about whole life insurance policies and only think about the benefit it pays their family when they die.
But the death benefit barely even scratches the surface of the wealth-building secrets IBC offers.… READ MORE